Frequent Questions

Can You Find Financing For Anyone?
Because our dealer network consists of dealerships that have programs covering the full spectrum of financing situations, we are able to find buy here pay here car loans for almost every situation. Even in situations where an individual has multiple repossessions, bankruptcy, bad credit or no credit, we can find a solution!
What's the Minimum Down Payment I need?
The amount of money that you will put down on a car is based on dealership criteria and they vary from location to location. By knowing what programs can be used based on your information, we are able to search our network of buy here pay here places and come up with programs that have payments and a down payment that will work for you.
What Do I Need To Bring With Me To The Dealer?
Generally what you will need to bring to the dealership are the following. A valid drivers license, a check stub to prove employment, some proof of residency, and your down payment. However every buy here pay here lot has their own individual guidelines. Don’t worry, we will make sure that you know.
How Do I Start?
If you have never bought a car before the process can seem overwhelming, we can help simplify the process. Just fill out our short form, and our system will connect you to the appropriate buy here pay here car lot. It is really that simple!
How Do I Qualify For Approval?
Since the Buy Here Pay Here dealerships in our network ignore your credit score, approval is much easier than at a conventional dealership. You must have a valid state driver’s license, and must be able to show proof of income.
Connect with Bad Credit Car Dealers


Or feel free to contact us by message 

6 + 2 =

See What Our Clients Say

Don’t just take it from us, let our clients do the talking!

ACCC found me a great buy here pay here dealership that approved me quickly. The downpayment was very low and I got the car I wanted. Thanks!

Joseph (Dallas)

After looking all over town, I found ACCC online and bought a $500 down car with bad credit in the same afternoon! Surprised it was so easy.

William (Phoenix)

I was nothing but impressed with my experience with ACCC, and how quickly I was able to purchase a vehicle, despite my credit rating

Amy (Phoenix)

I kept getting turned down by other dealerships, then useing ACCC I got a great car for $500 down. Their system works as advertised!

Maria (Akron)

I was very happy working with the dealer and it was a very pleasant experience. Thank you so much!!

Charles (L.A.)

I had a great experience filling out the infomation online. It was very easy to use and it was quick!

Nick (Chicago)

The website was incredible. I had a lot of choices from used cars and it was very helpful because I needed a car ASAP.

Edgar Gauand

Its been really great with you guys! I had an amazing experience and Ive told many people about it. Thank you!

Kadyn Moore

Find A Nearby $500 Down Dealership

Our dealers ignore your credit. Just need driver's license and proof of income.
Start Here

Why Use Us?


Find Buy Here Pay Here Dealers

All of the dealerships in our network are real Buy Here Pay Here car lots.


$500 Down Programs

Our buy here pay here dealerships all offer programs starting at $500 down.


Our Service is Free!

We locate the local bad credit car dealers you need for free, you pay nothing.


We Work Quickly

In many cases, our service connects you with buy here pay here dealers instantly.


Extremely Simple To Use

Just fill out the short form and let our network locate you a bad credit dealer.


Automatic Credit Repair

Our bad credit car help repair your credit when you make payments on time.

We’re Your Complete Bad Credit Car Dealer Solution.

We are your one stop shop for $500 down auto dealers that work with bad credit.


Local Buy Here Pay Here

Our dealers ignore credit scores.


$500 Down Programs

Some even ofter $0 down solutions!


Works Quickly and Easily

Connect with BHPH dealers fast

Find $500 Down Bad Credit Car Dealers
Buy Here Pay Here Car Lots Give You Freedom